Starting Real Estate

Citibank has had some amazing offers lately. I wish they had some kind of affiliate program, because I’d hop over a fence to join it, but here’s the deal. I got a Citibank Divident card, which gives me five percent back on gas and groceries and gave me 0 percent for almost my entire first year. Plus it doesn’t pay silly reward points, I ordered a check and got it within a few days without any problems. Raising the credit line is super simple too, just make payments on time, and every few months you can automatically raise the credit line online. No applications and no inquiries, just one click. If for some reason it’s not there, quick service on the phone explains why. I have no complaints at all.

Now Citibank has a new e-savings account which pays 5 percent with no hidden fees. That’s more than most banks’ CD’s. I just got the account so I have yet to fully review it, but at five percent almost everyone I know who hears about it and has money losing value in a no pay savings account is happy to transfer. Of course there are securities that pay a lot more, but for a completely liquid and safe savings account five percent is a wonderful deal.